While Allstate Insurance has been in the news for rate issues in Florida and California this year, this week, they're in the news because they're the good guys. Specifically, the insurance company has sued thirteen Florida-based companies – a collection of auto body shops, chiropractic clinics, tow truck operators, and even some policy holders – for fraud, alleging that the group staged a minimum of 17 auto accidents in the sunshine state, and filed fraudulent claims.

The suit was filed last week in the U. S. District Court for the Southern District of Florida, and it's anticipated that damages will total about $1.5 million dollars.

Florida auto insurance policies all come with up to $10,000 of coverage for medical expenses, and Allstate filed its lawsuit against several related companies alleging that such coverage was exploited, and that fraudulent claims made include damage to cars as well as personal injury.

The investigation into such claims was made by Allstate itself.

Most insurers agree that auto insurance fraud is prevalent in South Florida, and that it increases the cost of insurance for ALL drivers.

Insurance industry estimates place the total annual fraud bill at around $80 billion, nationwide.